Welcome to our channel, my name is Lay

I am a mother of two and we are a family of four on a financial journey of becoming completely debt free where we take you step by step and payment by payment along the way!

Todays video we are discussing the 10 sinking funds I cannot live without and that you need to have in your budget to help you save your budget and avoid going into debt from perosnal experience !

If you enjoy budgeting, cash stuffing, debt and savings updates be sure to like, comment, share and subscribe to follow our families journey each step of the way!