3 BENEFITS OF APPLYING FOR CPPD WHILE ON LTD on the Disability Law Show with disability lawyers and Partners James Fireman and Tamar Agopian. Learn how to fight back against the insurance company and get what you're owed on Season 6 Episode 17 of the only disability law show on TV in Canada.

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FEATURED ON THIS EPISODE...

0:00 Intro

1:24 Told to seek accommodations at work while on LTD
I have a long history of back pain and a degenerative condition. I was receiving accommodations at work from my employer. Eventually, I had to go on disability leave. I was initially approved for LTD. After 18 months, my insurer informs me I can return to work and my benefits will be cut off as I can receive accommodations at work. What can I do?

9:18 Surveillance leads to cut off from LTD
I had a bad slipandfall accident that left some lingering injuries. I couldn't do my job, so I went on LTD. The insurance company just called to say they had me under surveillance and saw me walk ‘normally’ when going to a store. That’s not true I still have trouble walking and use a cane. Are they going to cut me off?

3 Benefits of applying for CPPD while on LTD
16:11 1⃣ If approved, it can strengthen an LTD claim.
18:57 2⃣ CPPD can help if your LTD benefits are cut off.
21:12 3⃣ Applying for CPPD protects you from unnecessary deductions or presumed credits.

25:18 Doctor's notes for the claimant on LTD
I am currently on LTD. My doctor has recorded completely different information in my medical records than what we discussed at the appointment. For example, his notes from my latest appointment say I was feeling better overall. I did not state that my back pain has lessened, only that I have gotten used to it. Should I suggest he speak to a disability lawyer? I’m worried this will lead to a cutoff from benefits.


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