The Personal Liability Umbrella insurance policy, commonly referred to just as an "umbrella policy" is absolutely essential for some people.

In this video, we talk about the 5 kinds of people who need an umbrella insurance policy.

1. Anyone who has a pool in their yard.

2. Anyone who has an automobile driver in their home younger than 21.

3. Anyone who owns investment real estate in their personal name (i.e. Not inside of a real estate LLC or holding company)

4. Anyone who owns a business, serves in public office or is at any increased risk of receiving personal accusations like libel, slander, defamation, etc.

5. Anyone with significant liquid or other assets that are exposed to risk in the event of a legal judgment.

For more information, and to schedule your nocost consultation with one of our RiskWell professional advisors, please visit www.riskwell.com or call our office at 4696788001.

Life Is Risky. RiskWell.