The idea that you have to put 20 percent down on a house is a myth. In this video, Michelle discusses the benefits of putting 5% vs 20% down payment on a house.

If you are looking to refinance or purchase a home now or in the future, meet with the Oddo Group.

Michelle Oddo
Senior Mortgage Banker & Branch Manager
M (303) 9616906
O (720) 7381081
[email protected]

CO License 100028804
NMLS 297239

As a prior partner of her own mortgage brokerage company, Michelle has over 25 years of mortgage lending experience as a loan originator as well as experience in loan processing and underwriting. She enjoys helping people choose the right loan to fit their specific needs, and prides herself on educating clients on all available options. Michelle’s expertise is working with selfemployed, first time homebuyers and counseling challenging borrowers. Passionate about giving back to her community, Michelle is a member of Chamber of Northwest Douglas County, the Homes for Heroes and SMDRA. Her awards include:

o Top 1% Originator for 2014, 2015, 2016, 2017 & 2018
o 5280 Magazine’s Five Star Loan Officer (a multiyear winner)
o Chairman’s Club at NOVA® Home Loans for 2012, 2013, 2014, 2015, 2016, 2017 & 2018
o Awards (2017 & 2018):
Best Mortgage Lender: #1 in Highlands Ranch, #56 in CO
Best Mortgage Refinance Lenders: #3 in Highlands Ranch, #49 in CO
Best VA Mortgage Lenders: #1 in Highlands Ranch, #31 in CO
Best FHA Mortgage Lenders: #3 in Highlands Ranch, #32 in CO
Best Mortgage Lenders for Low Down Payment: #1 in Highlands Ranch, #43 in CO
Best Mortgage Lenders for FirstTime Home Buyers: #2 in Highlands Ranch, #65 in CO
Best Mortgage Brokers: #1 in Highlands Ranch, #14 in CO
Best Mortgage Lenders for Low Credit: #1 in Highlands Ranch, #41 in CO
#BestMortgageLender #MichelleOddo #DownPayment