7 reasons why your loan may be denied by an underwriter

1) Your credit scores are too low
2) Income is too low for the house you want to buy
3) Late payments on your credit files lowers your credit scores
4) Debt to income ratio is off paying down debt will help this
5) unexplained cash deposits into your accounts underwriter will ask
6) Job changes lender like to see 2 years but there are exceptions
7) Inspection issues ( appraisal issues ) especially if it affects structure of the home

If you are in the Indianapolis area and need a Realtor to help you …. Reach out I’d love to help!

, ®
@.
3177521003
.
.
.
#credittips #ficoscore #homebuyingtips #buyingahouse #fishersindiana