Things are BAD and only getting worse... In this episode, we sit down with one of Canada's most distinguished licensed bankruptcy trustees, Doug Hoyes. With over 20 years in the industry, Doug brings a wealth of experience, having examined 7,000+ cases and met with over 100,000 people throughout his illustrious career. As a former Chartered Accountant (CA) with KPMG, Doug offers unparalleled insight into Canada's financial landscape.

Whether you own a home or are navigating the challenges of renting, Doug shares expert advice to help you understand and plan for the shifting financial terrain. Make sure to watch and gain actionable insights into managing debt, building wealth, and leveraging the evolving economic trends to your advantage.

At OwlMortgage.ca, we’re reframing mortgages. Gone are the days of daunting contracts that laden you with debt. Our educational and empathetic approach considers your needs and wants from your home to make it work for you. We offer a helping hand regardless of your learning style or where you are in your homebuying journey. Whether you're selfemployed, salaried, or retired, and looking for a first home, renewing, refinancing or consolidating your debt, the team is here to help.

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