Today on Your Money, Your Wealth® podcast 325 with Joe Anderson, CFP® and Big Al Clopine, CPA: "Can you explain how longterm capital gains are 'stacked on top' of ordinary income?" Here are all the YMYW capital gains tax vs. ordinary income tax discussions, together in a single episode, to help you craft a taxefficient strategy for managing dividends, Roth conversions, and paying less capital gains tax. Will your taxes be going up? Subscribe to the YMYW podcast and newsletter for the latest updates. Access the transcript and financial resources, ask your money questions: https://bit.ly/YMYW325

00:00 Intro
00:55 Capital Gains Tax Vs. Ordinary Income Tax (Cole, Air Force)
09:19 $10K Ordinary Income, $40K Qualified Capital Gains. In What Tax Bracket is the $10K? (Mike, Akron, OH)
14:22 Tax Planning and Roth Conversions: Itemized Deductions, Dividends, and LongTerm Capital Gains (David, NYC)
23:10 Taxes on Dividends Collected Vs. Dividends Reinvested (Smitty, Roseburg, OR)
28:44 Dividends and LongTerm Capital Gains Part 3 (Smitty, Roseburg, OR)
32:31 Capital Gains “Sit On Top” of Income? What About When Doing Roth Conversions? (Stever, Coronado, CA)
38:56) Confirming How Capital Gains Are Stacked on Top of Ordinary Income (Susan, Atlanta)
43:20 TSP to Roth IRA Conversion: LongTerm Capital Gains vs. Ordinary Income? (Tim)
48:19 What Does “Capital Gains Ride on Top” Mean? (Jim, Santa Cruz, CA)
50:37 Selling CDs in a 401(k): Capital Gains or Ordinary Income? (Dr. James, Serra Mesa, CA)

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