Whenever any bank holder dies and legal heir starts the claim process than two cases arises :
1. Bank account having Nomination
2. Bank account without nomination

1. Bank account having nomination : in this the process is very smooth and whole process is completed within one day with very easy formalities.
Documents need to be submitted for death claim without nomination in bank account is as follows :
Three Page Application Form
Passbook/ATM/Cheque Book of Deceased
KYC of Nominee
KYC of Two Witness
Death Certificate
Photo of Nominee
Revenue Stamp



2. Bank account without Nomination : In this the death claim process is very lengthly and costly. Generally if claim amount is less than 10000 than it is advisable to not to go for claim.
Documents need to be submitted for death claim without nomination in bank account is as follows :
Claim Form
One Surety
Letter of Indemnity
Letter of Disclaimer
Affidavit
KYC Documents

Murari Garg
9717550964( Whatsapp)

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