creditcard ‪@Infolap‬

Using a Credit Card responsibly can provide convenience and build a credit history, but it's crucial to manage it wisely to avoid debt. Always pay your balance in full each month to avoid interest charges. Set up payment reminders or automatic payments to ensure you never miss a due date. Keep your credit utilization ratio low by not maxing out your credit limit. Regularly review your statements for unauthorized charges. Don’t forget to take the payment proof of any credit card bill payment or any payment made toward the settlement or towards the bank.

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