Should I downsize and cash in on home equity as an empty nester? Dave Ramsey and Matt Clarke of Churchill Mortgage answer home buying questions.

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About Churchill:
At Churchill Mortgage, we believe homeownership is a big part of the American dream. After all, your home is where all of life’s moments take place. That’s why we’re committed to doing what’s right for you.
Since your financial goals are personal, we want your home loan experience to be too. By building out a smarter mortgage plan that works with your unique goals in life, you can cut time and money off your loan, which allows you to build wealth. And owning a home is one of the fastest and most stable ways to build wealth.
From your first phone call with our team through the length of your loan, you’ll see Churchill Mortgage does things differently. If you’re looking to buy a home or refinance and want to work with a family of people who are dedicated to doing what’s right for you, reach out. We’re ready to help!

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Company NMLS ID # 1591 (www.nmlsconsumeraccess.org); AL20934; AKAK1591; AR32094; AZ0926494; CA4131256 & 60DBO140687, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, under Churchill Mortgage Corporation, which will do business in California as Churchill Mortgage Home Loans; COMortgage Company Registration, Churchill Mortgage Corporation, 1749 Mallory Lane, Suite 100, Brentwood, TN 37027, Tel 8885626200, Regulated by the Division of Real Estate; CTML1591; DE033845; DCMLB1591; FLMLD1264; GA23146; HIHI1591 & MS276; IDMBL8038; ILMB.6760685, Illinois Residential Mortgage Licensee, Department of Financial and Professional Regulation, 310 S. Michigan Avenue, Suite 2130, Chicago, Illinois, 606044278, (312) 7933000 1050; IN10930 & 10931; IA20090009; KSMC.0025136, Kansas Licensed Mortgage Company; KYMC19522; LA Residential Mortgage Lending License; MAMassachusetts Mortgage Lender License #ML1591; MD18840; MEChurchill Mortgage Corporation, Supervised Lender License NMLS # 1591; MIFR0019728 & SR0014889; MO192136, 2300 MAIN ST STE 900, Kansas City, MO 641082408; MNMNMO1591, MNMO1591.1 & MNMO1591.2; MS–1591; MT1591; NCL144110; NDMB103110; NE2037; NHLicensed by the New Hampshire Banking Department 21382MBS; NJLicensed Mortgage Banker by the NJ Banking and Insurance Department; NM03780; NV5187; OHRM.850178.000; OKMB002527 & ML002574; ORML5134; PA41761, Licensed by the PA Department of Banking and Securities under Churchill Mortgage Home Loans; RI20173440LL; SCMLS1591, MLS 1591 OTN #1 & MLS 1591 OTN #2; SDML.05137; TN109305; TXMortgage Banker Branch Registration; UT11711076; VAMC5222, Churchill Mortgage Corporation of TN; VT7009; WACL1591; WVML34919; WI1591BA & 1591BR; WY2516; Tel 8885626200; 1749 Mallory Lane, Suite 100, Brentwood, TN 37027; All other states, Churchill Mortgage Corporation; For licensing information go to: www.nmlsconsumeraccess.org