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Ep029 - Decoding Mortgage Programs - VA Loans

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The MoJoe Show - Real Estate Podcast

Tune in this week as we wrapup our 6Part Series on Decoding Mortgage Programs as we delve into VA Loans.

Join us, with special guest Patton Gade, as we unravel the complexities of VA Loans in our latest episode. We’ll decode the benefits, requirements, and myths surrounding this specialized mortgage option as well as break down eligibility criteria, funding fee exemptions, and how VA loans differ from other mortgages.

Whether you're a veteran, activeduty service member, or a curious homeownertobe, this episode equips you with essential knowledge to navigate the VA loan landscape confidently. Tune in to uncover key insights and expert advice that simplify the path to homeownership through VA loans.

0:11 Intro
0:46 Coffee Talk
5:04 Guest Intro
8:27 VA loan is the Most Flexible/Powerful Loan
9:25 Myths Around VA Loans
11:33 Pull the COE UpFront
12:47 How Does a National Guard/Reserves Vet Qualify
14:53 Myths on VA Appraisals
16:40 VA Appraisal Reconscideration
20:07 Patton Debunks the Myth of Having Only One VA Loan
22:49 Qualifying Change of Circumstances
24:25 VA loan is the Most Flexible Loan in Underwriting
26:44 Myths on VA Maximum Loan Amounts
30:03 Myths on Sellers Having to Pay Veterans Fees
31:40 Patton's Heart & Passion in Helping Vets
33:12 Next Week
33:39 Outro/Closing

Special Guest:
Patton Gade
National Director of Military Lending at UMortgage
[email protected]

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posted by Verpetvc