I've said it before, but I'll say it again: sinking funds have been the biggest game changer for our budget. They help us keep track of those "miscellaneous" expenses that used to throw our budget off every month. We currently have 18 sinking funds, and I love how organized it keeps our spending! Let's talk about all of our sinking funds.

Do you use sinking funds? If so, how many do you have?

*My Budget Spreadsheet (Etsy Shop): https://tidd.ly/3BpiUcn

My budget spreadsheet that I use is in google sheets, and it includes debt payments, savings and investing (which I label "pay yourself first"), fixed expenses, and sinking funds! I love using sinking funds to reduce the chance of "unexpected" expenses in our budget each month. Come budget with me with our real numbers for our household budget!

Sinking Funds Video:    • Sinking Funds! The Best Budgeting Tip...  

Links I mention often:
*Use GetUpside to save on gas and get an extra 20¢/gallon cash back on your first fill up when you use code AFF20 with my affiliate link!: https://www.dpbolvw.net/click1005918...
*Get $50 when you open an M1 Finance account using my link!: https://m1.finance/4TkjkW4pk
*Student loans got you down? Book a consult with Student Loan Planner!: https://www.studentloanplanner.com/lo...
*Get my free Net Worth Tracking Spreadsheet here: https://mailchi.mp/d007f3fbc3b7/netw...
*Refinance your debt with SoFi and get a $300 cash bonus!
Student Loan Refinancing: https://www.sofi.com/invite/studentl...
Credit Card Debt Refinancing: https://www.sofi.com/invite/personal...

My favorite financial books:
The Simple Path to Wealth by JL Collins: https://amzn.to/2KggZPy
You are a Badass at Making Money by Jen Sincero: https://amzn.to/37YNgTa

FOLLOW ME ON INSTAGRAM!   / laurensmoneymindset  

Thanks for watching!

xo,
Lo

**This video is not financial or legal advice. This is just me sharing my own experience with my debt and finances.

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#sinkingfunds #budgeting #debtpayoff