What's the difference between an FHA loan and a USDA loan? We'll break down all of the aspects so you can choose the best mortgage to buy your home.

FHA Loan Limits: https://entp.hud.gov/idapp/html/hicos...
USDA Property Limits: https://eligibility.sc.egov.usda.gov/...
USDA Income Limit Quiz: https://eligibility.sc.egov.usda.gov/...

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— HELPFUL TOOLS —
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✅  StepByStep Home Buying Timeline → https://www.winthehouseyoulove.com/ti...
✅  Student Loan Savings Calculator → https://www.winthehouseyoulove.com/st...


0:00 What you'll learn
0:35 Overview
2:48 Credit score requirements
4:14 Rates
5:16 Sponsor
5:55 Credit events
7:06 Debttoincome ratios
8:21 Loan limits
8:52 Down payment and closing costs
10:41 Seller credits
11:09 Special requirements/features
16:00 Appraisal
17:23 Mortgage insurance
19:25 Seller perception
21:12 Monthly cost comparison
22:40 Total cost comparison
24:08 What I would choose
24:30 FHA vs Conventional

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Kyle Seagraves
NMLS# 1701021
Motto Mortgage Alliance
8900 N. Dixie Dr.
Dayton, OH 45414
Equal Housing Opportunity