⭐Have mortgage questions or want to plan to buy a house?
Pick a time that works best for you here (It's free:)
https://calendly.com/jenniferbeeston

Email [email protected] for DTI sheet

⭐Ready to get preapproved?
www.zerostressmortgage.com
Text me after you fill out with your name 7074780637 so I can alert team

⭐ Call Me: My cell phone is 7074780637 I am happy to help. Let’s get you home!:)

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Licensing info: Jennifer Beeston, SVP Mortgage Lending NMLS 247743 at Guaranteed Rate, Inc. NMLS 2611 Branch Address: 1750 N University Drive, Coral Springs, Florida, 33071 Equal Housing Lender
For licensing, go to www.nmlsconsumeraccess.org
Top 1% in the nation 20162022 www.zerostressmortgage.com
NMLS 247743 Guaranteed Rate NMLS 2611
To access Guaranteed Rate:
https://www.guaranteedrate.com/discla...
https://www.guaranteedrate.com/licens...


My State License Numbers:
AK AK247743, AL 72998, AR Licensed, AZ 1007541, CA CADOC247743, CO 100516570, CT LO247743, DC MLO247743, DE MLO247743, FL LO66900, GA 70357, HI HI247743, IA 33839, ID MLO2080247743, IL 031.0054184, IN 41478, KS LO.0039219, KY MC717200, LA Licensed, MA MLO247743, ME Licensed, MI 247743, MN MNMLO247743, MO MO247743, MS247743, MT 247743, NC I189119, ND NDMLO247743, NH Licensed, NM Licensed, NV 66544, NY Licensed, OH MLOOH.247743, OK MLO20600, OR 247743, PA247743, SC MLO 247743, SD MLO.08498, TN 205478, TX Licensed, VA MLO40552VA, VT VT247743, WA MLO247743, WI 247743, WV LO247743, WY – 8203

Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Guaranteed Rate, Inc. does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate, Inc. Guaranteed Rate, Inc. its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.

Timestamps:
0:00 Why Debt to income Matters
0:25 DTI Calculator, Email Sandy!
1:00 What is FrontEnd DTI
1:15 What is BackEnd DTI
2:10 BackEnd DTI Exception
2:35 What is a Good DTI?
3:50 What if your Income is Decreasing?
4:15 Commission Income
4:50 Salary Workers Calculate with Ease
5:50 Lenders Look at Income In Specific Way
6:35 Comfortable Mortgage Payments
7:00 Calculators Aren't That Accurate...
8:50 Ideal FrontEnd Ratio??
9:10 No Universal Frontend Number
9:50 BackEnd DTI Formula
11:05 Credit Card Exception
11:22 What to Do About Student Loans
12:00 What if You're Doing a VA Loan?????
13:10 We Don't Look at College Payments?
13:35 Try out the DTI Calculator
15:10 What if you Have a High DTI?
15:30 The Budget QUEENS!
16:10 Take Advantage of The Resources
16:35 Cya Soon!

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