Fixed or Variable Rate: What Mortgage Rate Should You Choose Today?

Fixed mortgage rates have been dropping right now, the best 3year fixed rate we’re seeing is close to 5.78%.

On the other hand, variable rates are sitting at 6.5%, and it hasn't moved because it follows Bank of Canada’s rate decisions.

So, this actually makes fixed rates look visibly cheaper these days.

But wait … 9 out of 10 "mortgage lifeguards" are saying, "Go with variable!" So what should you actually go with?

In this video, I’m going to break down whether fixed or variable is the better choice for you. Let's dive in!

NOTE: This video is for educational purposes only; it does not guarantee future performance or serve as financial advice.

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0:00 Intro
0:55 Interest Rate Forecasts
1:14 Cheapest Choice Based On Today's Forecasts
2:19 Other Considerations
3:54 What Lowering Interest Rates Mean For Toronto Real Estate?
5:36 How We Can Help


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