Low mortgage rates, sneaky homebuying strategies, and getting into (and out of) debt, Lindsey Iskierka's story has it all. As the lead real estate agent on the SoCal David Greene team, Lindsey is in the thick of real estate day in and day out. But she’s not just helping others buy and sell homes, she also boasts a respectable rental property portfolio, with four units sprawled out across the states in three completely different markets. And even though Lindsey is in the real estate game now, it wasn’t always this way.

Back in 2015, Lindsey wasn’t making much after getting her grad degree. With her husband interested in real estate, they decided to go to a seminar, which later turned into a $40K debt they had to climb their way out of. Lindsey decided to get her real estate license to not only help pay off this debt but save enough to buy their first home—a house hack in Long Beach. It didn’t take long for the home to appreciate, leaving Lindsey and her husband with a hard choice—sell or refi the property.

We won’t spoil the story, but her choice allowed her to buy multiple other units across the country, which has now become a portfolio of shortterm and mediumterm rentals. Lindsey also gives some killer advice on how firsttime homebuyers and investors can snag rockbottom mortgage rates in 2023. We’re talking two percent lower than today’s rate! If you want to hear how you can lock in a rate below five percent, we suggest you stick around!

00:00 Intro
03:01 Starting Off $40K in Debt
07:20 Getting Past the WorstCase Scenario
10:14 Lindsey's Portfolio
12:13 Investing in 3 Different Markets
21:19 The VASH Program for Veterans
27:54 Is Now the Right Time to Buy?
33:05 How to Get a Lower Interest Rate
37:26 Rookie Request Line
41:43 Rookie Exam
51:00 Rookie Rockstar

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Join the Real Estate Rookie Facebook Group:
  / realestaterookie  
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Find an InvestorFriendly Agent in Your Area:
https://www.biggerpockets.com/agent/m...
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Sign Up for Live and Virtual BiggerPockets Events:
https://www.biggerpockets.com/events?...
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Grab David Greene’s “LongDistance Real Estate Investing” Book:
https://store.biggerpockets.com/produ...
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The Seller Buy Down Strategy—A Clever Financing Trick That Nobody Uses:
https://www.biggerpockets.com/blog/20...
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Should You Skip the 1031 Exchange and Refinance Instead?
https://www.biggerpockets.com/blog/re...
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Connect with Lindsey:
BiggerPockets: https://www.biggerpockets.com/users/l...
Instagram: @lindseyiskierkarealtor or   / lindseyiskierkarealtor  
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Work with the David Greene Team:
Mortgages: https://the1brokerage.com/
Website: https://davidgreene24.com/
Email: [email protected]
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Connect with Ashley and Tony on BiggerPockets:
Ashley: https://www.biggerpockets.com/users/e...
Tony: https://www.biggerpockets.com/users/t...

Episode 247

Show notes at: https://www.biggerpockets.com/blog/ro...

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