HDFC ERGO Optima Secure is a comprehensive medical policy that comes with a variety of unique benefits, such as Secure benefit, Protect benefit and Plus benefit.

It provides coverage for medical expenses incurred within India and comes with an optional global health cover.

whereas Star Health Assure Plan covers hospitalisation expenses incurred for any illness, accident, or injury.

In this video , we will compare both the plan on the basis of features, waiting periods , exclusions as well as premiums.

WATCH THE VIDEO FOR MORE DETAILS :)

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✅ Health Insurance With or Without DEDUCTIBLE ? :    • Health Insurance With or Without DEDU...  

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⇨ TIME STAMPS
0:00 Introduction
0:55 Claim Settlement Ratio & Incurred Claim Ratio
1:20 Features Comparison
1:52 USP of HDFC ERGO Optima Secure
3:26 Bonus in Health Insurance
4:01 Features Comparison
4:20 Refill Benefit
5:02 Emergency Road Ambulance
5:21 Complimentary Wellness Test
6:34 CoPayment
6:56 Deductible Option Comparison
7:56 Maternity Benefits
8:32 Optional Riders in HDFC ERGO Optima Secure
9:31 Waiting Periods & Exclusions
10:08 Premium Calculation
10:21 Conclusion
10:43 Bloopers

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Disclaimer : Information presented in this video is for educational purpose only. It may not necessarily be taken as financial, legal or any other type of advice. It is not as per individual needs, objectives or financial situation of any particular person.The video is based on 18 years of experience of Financial industry.
It is based on researches from various books, internet etc and may include opinions of one or more persons who may or may not be the part of Hareepatti.
Gurleen Kaur Tikku or any other team member of Hareepatti will not hold be held responsible as this is not to be considered as personal finance advise.The video does not mean to hurt anyone’s sentiments or spread rumours of any sorts.Viewers should do their own due diligence before taking any action based on the video.