With today’s high interest rates and inflation, certificates of deposit are becoming an attractive way to grow savings over time.

WSJ’s Oyin Adedoyin joins guest host Danny Lewis to discuss how staggering your investments can make the most out of these assets.

0:00 What is a certificate of deposit?
1:41 What is a CD ladder?
2:34 Why choose CDs over savings accounts or treasury bonds?
3:28 Downsides to investing in CDs

Your Money Briefing
WSJ's personalfinance podcast features the news that affects your money and what you do with it, breaking down complicated money questions from spending and saving to investing and taxes.

For more episodes of WSJ's Your Money Briefing: https://link.chtbl.com/WSJYourMoneyBr...

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