The conversation around financial planning is often dominated by longterm goals like retirement or saving to buy a home. But what about saving for shortterm goals that are still important to you, like travel and vacations? 


On this episode of Financial Decoder, Cindy Scott, a CERTIFIED FINANCIAL PLANNER™ professional at Charles Schwab with 25 years of experience, returns to the show to explain how to prioritize and save for shortterm goals like these. She and Mark discuss practical ways to fit wants and wishes into your financial plan without sacrificing your needs and longterm financial future. 


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Important Disclosures


The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision. 


All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from thirdparty providers is obtained from what are considered reliable sources. However, its accuracy, completeness, or reliability cannot be guaranteed. 


Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve.


Investing involves risk, including loss of principal.


​Money Market Funds An investment in the Fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although the Fund seeks to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in the Fund.


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Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors.


Cash equivalent investments are cash management strategies that seek to prevent the loss of an investment's total value. Although a cash management product may seek to maintain a stable or constant net asset value, there can be no assurance it will do so.


The information and content provided herein is general in nature and is for informational purposes only. It is not intended, and should not be construed, as a specific recommendation, individualized tax, legal, or investment advice. Tax laws are subject to change, either prospectively or retroactively. Where specific advice is necessary or appropriate, individuals should contact their own professional tax and investment advisors or other professionals (CPA, Financial Planner, Investment Manager) to help answer questions about specific situations or needs prior to taking any action based upon this information.


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