Sponsored: Webull Singapore https://hmsg.link/sgwebull
Citi Prestige https://hmsg.link/citiprestige
DBS Vantage https://hmsg.link/dbsvantage
CIMB Visa Signature https://hmsg.link/cimbvs

Advanced Credit Card Mastery Course: https://hmsg.link/accm
☕ Buy from my Kofi shop: https://hmsg.link/shop
Telegram Group: https://t.me/HoneyMoneySG
Instagram @HoneyMoneySG   / honeymoneysg  
TikTok   / honeymoneysg  
Email (Business only): [email protected]

INVESTING
Interactive Brokers: https://hmsg.link/ibkr
Moomoo SG https://hmsg.link/sgmoomoo
Tiger Brokers SG Code HONEYMONEY: https://hmsg.link/sgtiger
uSMART Securities Code nn8gx7 https://hmsg.link/sgusmart
POEMS Cash Plus: https://hmsg.link/poems
ProsperUs Code: HONEYMONEY https://hmsg.link/prosperus
Seeking Alpha Premium Offer https://hmsg.link/seekingalpha
Moomoo Existing customer https://hmsg.link/moomooexisting

CREDIT CARDS & PAYMENT APPS
Credit Cards Affiliate Links (Singsaver gifts) https://t.me/sgpromocode
Google Pay $3 https://hmsg.link/googlepay
Instarem Amaze Code: NhkWBH https://hmsg.link/amaze
Revolut SG https://hmsg.link/revolut
☯ YouTrip ($5 Bonus) https://hmsg.link/youtrip
Trust Bank Code: HUQPC614 https://www.trustbank.sg
BigPay $10 referral code KJN6MN5GS0 at http://bigpay.link/referrals
Wise https://hmsg.link/wise
✈ Kris+ App Code: C647172 https://hmsg.link/krisplus
DBS Paylah! $5 with code CHRHAF684
Favepay https://hmsg.link/fave
iPayMy https://hmsg.link/ipaymy
CardUp Code WAIKITC316 https://app.cardup.co/users/sign_up
♾ Max Card https://hmsg.link/heymax

LIFESTYLE
Sony PS5 https://hmsg.link/ps5
Lazada https://hmsg.link/lazada
Qoo10 https://hmsg.link/Qoo10
Shopback $5 Code: caQmJa https://hmsg.link/shopback
Aliexpress https://hmsg.link/aliexp
⭐ CapitaStar App $5 https://hmsg.link/capitastar
Lendlease Plus $5 referral code NsHQKY https://hmsg.link/lendlease
NTUC Union https://hmsg.link/ntucunion

ROBOADVISORS
☣ Syfe Trade & Wealth code: HONEYMONEY @ https://hmsg.link/syfe
MoneyOwl Code: 8JPW62FZ https://hmsg.link/moneyowl
Endowus https://hmsg.link/endowus
Stashaway https://hmsg.link/stashaway

BUSINESS
Osome 16% OFF services https://hmsg.link/osome
AMEX Highflyer Card https://hmsg.link/highflyer
☯ YouBiz $50 Code: zi94mVNK @ https://hmsg.link/youbiz

TRAVEL
✈ Klook https://hmsg.link/klook
✈ Airasia App https://hmsg.link/airasiaapp
✈ MSIG Travel Insurance https://hmsg.link/msigtravel
✈ Allianz Travel Insurance https://hmsg.link/allianztravel
✈ Starr Travel Insurance https://hmsg.link/starrtravel
✈ TIQ by Etiqa Code R56612 https://hmsg.link/tiq
iPrefer Hotels https://hmsg.link/iprefer

PROFESSIONAL SERVICES:
DareToFinance Fin Planning https://hmsg.link/daretofinance
Book a call with Ohmyhome https://hmsg.link/ohmyhome

Disclaimer: The information provided in any affiliate referral or recommendation should not be considered as financial advice. The content is for general information purposes only and does not take into account your personal financial situation, goals or objectives. You should always do your own research and seek professional advice before making any financial decisions. We may receive compensation for affiliate referrals, but this does not influence our recommendations or reviews.

$2,500 or Annual $30,000
Eligible for Credit Card, MAS Requirements
Ceiling for OT Pay for nonworkman (S$2,600 monthly)
e.g. Factory Operators, Service staff, Admin Assistant

$4,333
2022 median wage = $5070, inclusive of employer CPF
To find gross salary = 5070/1.17 = $4333
e.g. Entry level jobs for University Graduates, management trainee, F&B manager

$4,500
Ceiling for OT Pay for workman
Construction worker, Transport driver

$6,000
Current CPF Ceiling till 31 Aug 2023
Employee 20% = $1200, Employer 17% = $1020
Assistant Manager, Team Lead, Junior Software Engineer, Senior Auditor

$7,000
Current EHG Ceiling for Singles from age 35
HDB thinks you are rich enough to not receive any housing grants
Junior Manager, Investment Banker (entry)

$8,000
New CPF Ceiling from 1 Jan 2026
Employee 20% = $1600, Employer 17% = $1360
Manager, Senior Software engineer

$10,000 or Annual $120,000
Eligible for $120K p.a. credit cards,
Citi Prestige, DBS Vantage, CIMB VI
Sales Manager, Senior Manager

#Sponsored #Webull