Are you a first time home buyer wondering how to get the best mortgage interest rate when buying a home? How do you find a reputable experienced lender? Why is it important to shop for a mortgage lender? Where do you start when getting preapproved to buy a house? What questions should you ask when talking to a lender when buying a house? In this episode, we are going to address all of these questions about shopping for a mortgage lender as well as the questions below to help you become The Educated HomeBuyer.

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✅If you need to get preapproved, you need to find a lender and you need to be able to get a valid, accurate rate quote
✅Why is it important to shop for a lender?
✅How do you find a good lender?
✅What questions should you ask when talking to a lender?
✅What should a prospective lender ask you on the first call?
✅Where does the rate fit into choosing a lender?
✅Besides rate, what should you be asking about and looking at (fees)?
✅What is Box A on the loan estimate?
✅Why is Box A important?
✅Do the other boxes on the LE matter when shopping for a purchase mortgage?
✅Should a lender give you a loan estimate if you haven’t applied for a mortgage?
✅Is a fee sheet an acceptable alternative?
✅Why is it important to shop for rates between lenders on the same day?
✅With specific types of loans, how important is experience with the program?
✅How do you know if the lender you are talking to has the experience you need?
✅Why does your Realtor care who you use for your loan?
✅Does your Realtor get a kickback if you use “their lender”?

Connect with me

Jeb Smith (huntington beach Realtor/orange county real estate)
DRE 01407449
Coldwell Banker Realty
➡I N S T A G R A M ➳   / jebsmith  
➡Y O U T U B E ➳   / jebsmith  

Connect with me
Josh Lewis (Huntington Beach Certified Mortgage Expert)
NMLS ID: 234220 | CA DRE: 01209148
United American Mortgage | NMLS ID: 1942
➡I N S T A G R A M ➳   / borrowsmartjosh  
➡Y O U T U B E ➳   / buywiseborrowsmart  

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