Help grow this channel with just TWO cups of coffee a month:

Private Discord: https://www.calebhammer.com/discord

Patreon:   / calebhammer  
YouTube membership:    / @calebhammer  

Do you want to be in a Financial Audit and you're in the Austin area? Email [email protected]

Private 1on1 consultation: https://calebhammer.as.me/

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Chapters:

00:00 Job and income
01:28 Her financial struggles
02:54 Checking account spending
08:59 Credit card spending
12:31 State retirement won't be enough to survive
16:20 $120,000 in student loans...
19:33 Car she can't afford
20:32 Credit cards in collections
21:53 You can't afford to live...
24:10 Clean up this MESS
28:16 Hammer Financial Score

My socials: https://linktr.ee/calebhammer

My filming equipment:
Camera: https://amzn.to/3OqHkG5
SD storage: https://amzn.to/3OaimKD
Tripod: https://amzn.to/3ObsaEn
Microphone system: https://amzn.to/3ObIYeq
Lighting: https://amzn.to/3REor4Z
Teleprompter: https://amzn.to/3OaiLN9
USB C SD card reader: https://amzn.to/3PAq02m

*Disclaimer: neither this video, nor any content produced by Caleb Hammer should ever be considered investing advice or official financial advice. All content is made for entertainment and educational purposes*
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Sponsorship and business inquiries: [email protected]