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There are a dozen or more different places you can direct your cashflow to after you've paid taxes and your living expenses:

Checking
Savings
401k
403b
IRAs
HSAs
Credit card debt
Extra Mortgage payments

.. the list goes on.

In this video Jake explained what he considers the Financial Order of Operations the smartest order to follow to build wealth long term.

This order may look different for some, depending on your priorities. Do not take this is personalized advice, just a guideline.

0:42 401k Match
1:18 Emergency Fund
3:15 Consumer Debt
3:53 ESPP
4:50 HSA
6:31 Max out 401(k)
6:54 Roth IRA
9:10 Taxable Brokerage Account
10:07 Shortterm goals
10:35 Low interest debt
11:52 PDF link in description


Visit us at https://www.sparkwealthadvisors.com to learn more about how we help people like you gain confidence and clarity with your money.


*This content is educational and not tax, legal, or investment advice*