Chula Vista Allstate Insurance Car Insurance Agent Quote Raya Insurance Agency USMC is very excited to introduce Allstate Milewise®, an Allstate Insurance, payasyougo auto insurance policy coverage. This paypermile insurance is perfect for lowmileage drivers.

Most auto insurance takes advantage of lower mileage drivers like you. Even so called, "lowcost" companies charge you for the same high premiums as people who drive 5 x's as many miles as you do. In fact, 65% of drivers people like you who drive less than 12,000/year, have the same bill as all the risky highermileage drivers.

How does Allstate Insurance Milewise® Car Insurance in Chula Vista work?

Milewise® is a payasyougo car insurance product from Allstate. Basically, it's a pay per mile plan. You pay a low daily rate to cover when your car is not being used and permile rate when you drive. When your account reaches its minimum balance, it’s automatically replenished via the credit card on file.

How much could you save with Allstate Insurance Milewise® Car Insurance in Chula Vista Milewise®?
On average, Allstate Milewise® customers enjoy annual savings of hundereds of dollars. Sum as much as $500. Many drivers can ex
What is the Allstate Insurance Milewise® Car Insurance in Chula Vista Milewise® device and why is it required?

The Allstate Insurance Milewise® Car Insurance in Chula Vista Milewise® device is small enough to fit in the palm of your hand. It plugs into your car under the dash and steering column and detects driving info so you can see your mileage and trip habits on demand. The device must be installed and operating correctly to record trips.

Can I move the Allstate Insurance Milewise® Car Insurance in Chula Vista Milewise® device from one vehicle to another?
No. The Milewise device follows the car not the driver. Be sure to keep each device plugged into the car originally designated on the policy.

How are my trip costs calculated when I get Allstate Insurance Milewise® Car Insurance in Chula Vista?
Trip costs are calculated by multiplying the miles recorded for a trip by your permile rate.

How are my rates determined when I am covered with Allstate Insurance Milewise® Car Insurance in Chula Vista?
Your daily rate and permile rate are calculated based on characteristics such as driver age, vehicle type and driver history, similar to a traditional auto policy.

When my car insurance is Allstate Insurance Milewise® Car Insurance in Chula Vista how are my trips charged?
Trip costs are deducted from your Milewise® account after a trip is completed and processed, usually within a few hours. Your credit card on file is charged when your minimum account balance is reached, which depends on how much or little you drive.

When I am get auto insurance with Allstate Insurance Milewise® Car Insurance in Chula Vista, what information does the Milewise® device detect?
The Milewise® device detects miles driven, speed, time of day, specific driving events (like hard braking) and location. This info is used to calculate your trip costs and provide personalized feedback you can view online and in the app.

When my car insurance is Allstate Insurance Milewise® Car Insurance in Chula Vista, what if I take a long trip?
No problem. Any miles driven over 150 per day per vehicle are on us.

When i have auto insurance using Allstate Insurance Milewise® Car Insurance in Chula Vista, what happens on days I don’t drive at all?
On days you don’t do any driving, only the daily rate is deducted from your Milewise account.

When I am covered using Allstate Insurance Milewise® Car Insurance in Chula Vista, is this “lite” insurance or reduced coverage?
No. You get the same great coverage and claims service you’d expect from Allstate along with an agent you can know and trust.