Master your Personal Lines exam with this concise 12minute video featuring 100 key vocab terms!

00:00:00 Intro
00:00:07 Premium
00:00:12 Deductible
00:00:18 Liability Coverage
00:00:25 Personal Property
00:00:32 Endorsement
00:00:38 Exclusion
00:00:44 Claim
00:00:50 Underwriting
00:00:57 Coverage Limit
00:01:03 Peril
00:01:11 Policyholder
00:01:17 Renewal
00:01:23 Rider
00:01:28 Actual Cash Value
00:01:35 Replacement Cost
00:01:43 Insurable Interest
00:01:53 Binder
00:02:00 Subrogation
00:02:08 Coinsurance
00:02:17 Named Insured
00:02:25 Additional Insured
00:02:34 Loss of Use
00:02:42 Personal Liability
00:02:53 Medical Payments Coverage
00:03:02 Umbrella Policy
00:03:09 Named Peril Policy
00:03:18 Open Peril Policy
00:03:26 Appraisal
00:03:31 Adjuster
00:03:39 Depreciation
00:03:46 Grace Period
00:03:55 Indemnity
00:04:03 Lapse
00:04:09 Mortgagee
00:04:17 NonRenewal
00:04:24 Occurrence
00:04:30 Overinsurance
00:04:36 Personal Articles Floater
00:04:45 Prorata Cancellation
00:04:52 Reinstatement
00:04:58 Shortrate Cancellation
00:05:07 Total Loss
00:05:14 Underinsured
00:05:21 Uninsured Motorist Coverage
00:05:30 Waiver
00:05:35 Water Backup Coverage
00:05:42 Actual Loss Sustained
00:05:50 Aggregate Limit
00:05:58 Arbitration
00:06:05 Assured
00:06:10 Cancellation
00:06:16 Casualty Insurance
00:06:24 Catastrophe
00:06:31 Concurrent Causation
00:06:39 Contingent Liability
00:06:45 Direct Loss
00:06:53 Earthquake Insurance
00:07:01 Effective Date
00:07:07 Excess Liability
00:07:14 Expiry Date
00:07:19 Flood Insurance
00:07:26 Hazard
00:07:32 Inception Date
00:07:38 Insured
00:07:44 Joint and Several Liability
00:07:53 Liability Limits
00:07:59 Loss Payee
00:08:08 Material Misrepresentation
00:08:17 Negligence
00:08:26 NonAdmitted Insurer
00:08:37 PerilSpecific Policy
00:08:45 Policy Expiration Date
00:08:52 Policy Term
00:08:57 Preexisting Condition
00:09:05 Property Damage Liability
00:09:13 Recovery
00:09:21 Risk
00:09:26 Scheduled Property
00:09:36 SelfInsurance
00:09:43 Settlement
00:09:50 Surplus Lines
00:09:58 ThirdParty Liability
00:10:07 Underwriter
00:10:15 Unearned Premium
00:10:25 Valued Policy
00:10:35 Vandalism
00:10:40 Waiver of Subrogation
00:10:51 Windstorm Insurance
00:11:00 Workers' Compensation
00:11:08 WriteOff
00:11:16 Actuary
00:11:25 Bad Faith
00:11:33 Binder Receipt
00:11:41 Claims Adjuster
00:11:49 Exposure
00:11:56 Indirect Loss
00:12:05 Insured Value
00:12:14 Loss Ratio
00:12:23 Reinsurance
00:12:31 Risk Management