Sharing my experience of the latest visit to the hospital & the claim settlement procedure.
2 Things that you must have in your Health Insurance Policy are :
1. No Room Rent Capping
2. NonPayable Items should be covered.

Do keep this in mind before buying any health insurance policy. My Health Insurance policy is : Niva Bupa Health Companion 2022 with Safeguard Rider.

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Disclaimer : Information presented in this video is for educational purpose only. It may not necessarily be taken as financial, legal or any other type of advice. It is not as per individual needs, objectives or financial situation of any particular person.The video is based on 18 years of experience of Financial industry.
It is based on researches from various books, internet etc and may include opinions of one or more persons who may or may not be the part of Hareepatti.
Gurleen Kaur Tikku or any other team member of Hareepatti will not hold be held responsible as this is not to be considered as personal finance advise.The video does not mean to hurt anyone’s sentiments or spread rumours of any sorts.Viewers should do their own due diligence before taking any action based on the video.
Viewers discretion is advised.