To put it simply, refinancing is when you replace your existing home loan with a new one, usually with a better interest rate. But there are a lot of things to consider before deciding whether refinancing will work for your circumstances.

Here's a quick explainer animation video on what to know and expect when refinancing, including the types of refinancing, the costs, and things you should consider.

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This presentation provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances. Your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal; tax or financial advice and you should always seek professional advice in relation to your individual circumstances.