Alright, it's time for us to Face off with Dave Ramsey. In this video, we're going to react to Dave Ramsey's rant on a Home Equity Line of Credit (HELOC)

HELOC Strategy Explainer (Debt Acceleration) Video:    • How to pay off a 30 year home mortgag...  

Dave Ramsey's Full Rant Video:    • Home Equity Line of Credit  Dave Ram...  

In one of Dave Ramsey's video, he shares his opinion on the HELOC and how an estimated number of 1.6 million people will be borrowing against their equity using a home equity line of credit (HELOC).

Dave mentions a few points that we are going to provide commentary as well as rebuttals. One thing to remember is that Dave's audience has a habit of borrowing money to buy depreciating liability such as boats, clothes, cars, and or a brand new TV. None of these items are income producing assets unless they can be monetized through a business.

Our focus is to use the Home Equity Line of Credit (HELOC) to pay off other existing debt as well as acquiring appreciating asset as well as incomeproducing investments.

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The Kwak Brothers are millennial real estate investors who have acquired over 76 Units of Rental Units and have raised over $20,000,000 in the capital for their real estate deals. They are based out of the Chicagoland area and they are dedicated to helping ordinary people become real estate investing champions and rockstars! They specialize in owner financing negotiations and multifamily rentals.


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DISCLAIMER The suggestions, advice, and/or opinions that are given by Sam Kwak (The Kwak Brothers) are simply opinions. There are no guarantees of set outcomes. Listeners, guests, and attendees are advised to always consult with attorneys, accountants, and other licensed professionals when doing a real estate investment transaction. Listeners, guests, and attendees are to hold Sam Kwak, Novo Elite, Inc. and the Kwak Brothers brand harmless from any liabilities and claims. Not all deals will guarantee any profit or benefits. Listeners, guests, and attendees are to view and listen to all materials and contents furnished by the Kwak Brothers as a perspective based upon experience.