Sbi Personal Accident Insurance Policy Details in Bengali | Sbi Insurance Policy Plans | ( PAI )

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Exclusions

The plan does not cover every contingency. There are certain exclusions which are excluded from the scope of coverage of the plan. The exclusions are as follows:

Suicide and selfinflicted injury
HIV or AIDS infection
Individuals enrolled in any branch of police, paramilitary, military and armed forces any country whether in peace or war are excluded from the scope of cover
Accidents which occur under the influence of alcohol, drugs or any other intoxicants
Accidents due to participation in riots, felony, crime or civil commotion
Accidents during learning or operating any aircraft
Accidents in cases of war, civil war, invasion, insurrection, revolution, act of foreign enemy, etc.
Nuclear damage
Accidents due to participation in adventure or dangerous sports
Child birth and pregnancy related complications
Accidents caused due to willful participation in any illegal act or any violation or attempted violation of the law or resistance to arrest

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