Senior Dental Insurance. Complete Medicare Resource Center here:
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Senior dental insurance can be a challenging task. Whether you are coming into Medicare or just need to find a dental plan it can be a bit confusing. Also including vision coverage and hearing coverage. Most coming off of a group plan likely had dental coverage, vision coverage and hearing coverage.
The good news is that there are a couple of different options. You can choose from a discount dental plan which likely will include vision and hearing coverage or you can choose a PPO type dental plan.
PPO type dental plans are offered through insurance companies and generally provide $1,000 or $1,500 in benefits per year. These plans will usually have a 6 month waiting period on major services if you have not had credible dental coverage in the recent past. This can pose a problem if you are in need of dental services in the near future.
Discount dental plans can offer a very good benefit at a much lower premium. Discount dental plans offer prenegotiated rates with dentist that can be 40% 60% less that what you would pay without insurance. Discount dental plans can also offer vision coverage and hearing coverage. All without a waiting period.
Premiums on these 2 choices can vary greatly. PPO plans will usually cost about $40 per person per month. Discount dental plans are close to $10 per month and you can add family members for less than that.
It is very easy to get a discount dental plan. You can do everything yourself online without having to speak with anyone.
To get the pricing and plan information for a discount dental plan that also include vision coverage and hearing coverage please visit: www.SeniorDental.info

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