What is a target date fund and is it for you? Target date funds aka Life Cycle Funds are designed to be a stress free passive way of retiring. As you age and get closer to retirement the way you are invested changes over time with you. However, are target date funds for everyone? More importantly, what do they do and are they for you?

For a quick tutorial on opening an account with Charles Schwab check out my video below.

Setup an investment account with Charles Schwab on your phone in under ten minutes!
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