Are you interested in increasing the amount of your personal injury settlement? Here are my top 19 tips to getting more money from the insurance company.
As I mentioned in the video, here is a great tool to download and stick in your glovebox just in case you get in a car or accident. It will make sure you don’t make any mistakes at the scene of the accident:
https://chicagolegalgroup.com/top12...
#personalinjuryclaim #increaseaccidentsettlement #injuryattorney
0:00 Introduction
0:59 Hire a personal injury attorney to represent you
1:20 Don’t accept a first offer
1:45 File a claim with your own insurance company
2:03 Get medical treatment right away
2:20 Do not stop seeing your doctor till you’re discharged
2:45 Tell your medical providers about all your injuries
3:10 Pre existing conditions
3:45 Pre existing condition exacerbated by accident
4:07 Keep all evidence
4:34 Do not post on social media
5:00 Focus on future medical expenses, lost wages and permanency
5:33 Use all your benefits including your own uninsured motorist coverage
6:12 Take photographs of everything
6:30 Severity of impact
7:05 Create a journal to document your pain
7:52 Document everything you do with the insurance company
8:15 This is a long process, be patient
8:46 Research statute of limitations
9:14 File a lawsuit
FYI – the auto insurance company wants to pay you as little as they can and you want to recover as much as you can. So how can you increase the amount of your recovery?
1. First – hire a personal injury attorney. I have a nationwide network of attorneys so if you want a referral to a personal injury attorney near you, email me at [email protected] or call me at 18775294312.
2. Second – the insurance co is going to try and get you to settle quickly. Don’t do it. Do not accept that first offer.
3. Third File a claim asap – with both insurance companies – yes your insurance company too.
4. Fourth – get Medical treatment right away.
5. Fifth – do not stop going to the doctor until you are discharged from care and do not have a ‘gap in treatment’.
6. Sixth Report all medical injuries to anyone who treats you. If its not documented in the records – it doesn’t exist.
7. Seventh Be prepared for insurance companies to try and diminish your claim by arguing that your injuries are preexisting.
8. Eighth – you can overcome the preexisting injury argument by arguing that your preexisting injuries were aggravated or exacerbated by the accident.
9. Nine Keep everything: receipts, bottles of meds, shoes you were wearing if slip and fall, clothes etc.
10. Ten Be careful what you post and what you do – they’re watching.
11. Eleven, focus on future damages and permanency. You can recover for future medical expenses lost wages and permanent injuries.
12. Twelve Exhaust all the benefits available to you. You may be able to go after your own auto insurance for uninsured or underinsured motorist coverage and you may have other coverage like medpay to use.
13. Thirteen take Photographs of everything. The accident scene, your injuries, all property damage. I’ve had cases where photos were the single most important factor in my client increasing their settlement.
14. Fourteen – regarding taking photos of the property damage, something you might not have thought about is the concept of Severity of impact.
15. Fifteen – create a Journal to document what you’re going through.
16. Sixteen Document everything – do not trust the insurance company. So don’t just leave voicemails. Make sure everything is in writing.
17. Seventeen Be patient. This is a long process. Let your attorney build your case from the bottom up.
18. Eighteen Research the timelines involved in your case and do not delay.
19. Finally #19, File a lawsuit – insurance companies are not bound by law to offer great settlements. If you’re not happy and your attorney thinks you can get more money, file a lawsuit.
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Disclaimer: This video is for entertainment and informational purposes only. It is not intended as legal advice and the accuracy thereof is not warranted or guaranteed. This information is prone to errors and omissions. Use this information at your own risk. Watching this video does not create an attorneyclient relationship.