Confused about how your income is calculated for a USDA mortgage? This video breaks down the process and explains everything you need to know about USDA loans. From qualifying income to deductions, we’ve got you covered. Watch now to make sure you’re on track to secure your USDA loan!
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Timestamps:
0:00 How An Underwriter for USDA Will Look At Your Income!
0:14 It Is Different
0:50 There Are Misconceptions Around Income
1:03 Most Restrictive Debt To Income 29% front, 41% back
1:40 An Amazing Program if You Qualify
1:59 Household Income Limit
3:00 Qualifying Example
4:18 Declining Income Example
4:18 Another Declining Income Example
5:30 Some Lenders Don’t Understand This..
6:05 Work With A Team That Understands USDA
6:30 The Big Metrics
6:50 Household Income With A Spouse?
7:24 Don’t Be Deterred!!
8:00 It’s Easy
8:15 I’m Happy to Help on Your USDA Loan!!
8:38 Link In Description! :)
8:50 You Need To Invest Time On This!

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