What are DSCR loans? Learn the ins and outs of DSCR ratio and how it impacts your real estate investments. Explore who offers DSCR loans, DSCR loan requirements, and get expert advice on navigating the 2023 housing market!

This session gets DSCR loans explained, offering insights into how they work, their application in various real estate scenarios – including Airbnb (!) – and the pros and cons of opting for a DSCR loan.

Learn more about A&D Mortgage DSCR Program: https://admortgage.com/dscrprogram/?...

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0:00 Webinar Agenda
3:29 What Is DSCR? Fundamentals of DSCR Loans
6:13 Flexibility and Advantages of DSCR Loans
7:54 Who is a DCSR Borrower?
8:44 DSCR: Current Trends
11:50 Useful Tips
13:31 DSCR Loan Scenario 1
13:58 DSCR Loan Scenario 2
14:16 DSCR Loan Scenario 3
14:55 Q&A: Your Questions Answered
15:51 Does DSCR Program Include Living Assited Homes?
15:55 Renting Now, Can I Qualify?
16:06 Is DSCR 14 Units Only?
16:16 Is DSCR Available for Foreign Nationals?
17:56 Can I Use DSCR for Mixed Use Properties?
18:06 Minimum Loan Amount
18:17 Seasoning Requirements
18:35 DSCR Loan Exceptions
18:51 DSCR Vacancy Factors
19:53 Marketing and Educational Resources
21:24 Can You Refinance a Commercial Property?
21:30 Minimum LTV for 8 Units
21:46 LenderPaid vs BorrowerPaid
22:07 Lease Agreement & AirBnB
24:19 Canadian Credit Score
24:46 Max LTV on Hard Money
25:07 Appraisal Process
25:35 No US Credit or Collateral – What Do I Do?
26:00 DSCR Mortgage Calculator
26:16 Requirements For Credit
26:20 Paying Off a Construction Loan
27:28 Entity Docs
28:10 Q&A Continues
38:09 Final Thoughts and Additional Resources