What is an L.I.R.P (Life Insurance Retirement Plan)? It’s a bucket of money in the form of life insurance that gets treated differently for tax purposes than any of your more traditional investments. As you put money in, your money grows. Only the IRS says that the growth on that money is going to be treated under a different section of the IRS tax code than any of the traditional, governmentsponsored retirement plans.

One of the ancillary goals of this bucket is to build money up so that somewhere down the road you can take money out and spend it on your lifestyle at a period in time when tax rates are likely to be much higher than they are today.

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