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With pensions being all but obsolete, 401(k) and 403(b) plans are most American's biggest source of retirement savings today.

There's a lot of guidance on 401(k)s in the begging of your career (start as early as possible and save as much as you can!), but there's not as much consensus on what to do with it when you retire. That may be because each 401(k) plan has different rules that would sway that decision.

In this video, Jake discusses everything you should consider when deciding what to do with your 401(k) plan as your approach retirement.

0:00 Intro
0:40 401ks Replace Pensions
1:08 Why It's Not Black & White
1:34 Option 1
2:21 Option 2
3:24 Option 3
3:40 Considerations for Option 3
4:40: Rule of 55
5:20 Withdrawal Restrictions
6:00 Outstanding Loans
6:14 Option 4
6:30 Withdrawal Flexibility
6:55 Tax Withholding
7:30 NUA    • Net Unrealized Appreciation: How To R...  
8:20 QCDs
8:55 Admin / Recordkeeping
9:55 Creditor Protection
10:20 Recap


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