What should you do with cash as the Fed cuts interest rates in 2024 and 2025? Is now the right time to lock into a CD to maximize the return?
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⏰ Table of Contents ⏰
0:00 How Bank Interest Rates Change
2:53 HYSA Allocation
4:55 CD Allocation
6:55 Barbell CD Ladder
8:30 Bullet CD Ladder
#FIREPsyChat #FinancialIndependence #HYSA
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Disclaimer: This video is not in any form of personalized financial advice. I am solely sharing my personal experience and opinions. All Strategies, tips, suggestions, and recommendations shared are solely for entertainment and educational purposes only. There are financial risks associated with investing. You must conduct your own research and due diligence or seek the advice of a licensed advisor if necessary.
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