WHAT YOU SHOULD KNOW ABOUT LTD BENEFITS AND CHRONIC PAIN on the Disability Law Show with disability lawyers and Partners James Fireman and Tamar Agopian. Learn how to fight back against the insurance company and get what you're owed on Season 6 Episode 18 of the only disability law show on TV in Canada.

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FEATURED ON THIS EPISODE...

0:00 Intro

1:50 Applying for shortterm but not longterm disability
I applied for shortterm disability benefits and received approval. The same insurance company, as a result of my shortterm application, determined I was not eligible for longterm disability benefits. How is this possible if I'm still unable to work?

8:36 Volunteer work while on LTD leave
I’ve been on an extended disability leave from my employer. I have also been doing voluntary work as a board of directors member. Will this affect my benefits if my insurance adjuster becomes aware of this voluntary work?

What you should know about LTD benefits and chronic pain
15:26 1⃣ Chronic pain can be difficult to diagnose.
17:34 2⃣ Keeping updated medical documentation detailing your condition and treatment is important.
21:28 3⃣ Insurance companies often deny chronic pain LTD claims despite support from a treating doctor.

24:50 Complying with insurerrecommended treatment
I've been receiving LTD for over 3 years and CPPD for the last 10 months. Recently my LTD insurer sent me for an independent medical exam. Their physician agreed that I am disabled but recommended treatment my own doctors feel would be unhelpful. Can the insurers cut me off if I do not comply?


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