In this podcast Phil Spencer caught with with Charlotte Harrison, CEO of Home Lending @skiptonbuildingsociety to find out what will happen to mortgage rates, what lenders are doing to help people who want to buy a home for the first time, as well as home owners with existing mortgages that might be coming to an end.
We also wanted to look closer at the 99% & 100% mortgages.
The timestamps below are indicators of what was discussed you can use them to skip to a particular area of interest.
VIDEO TIMESTAMPS ⏳
00:00 Introduction
01:51 Rate stability & positive signs
02:13 Repricing to support new & existing mortgage customers
04:45 Increased number of firsttime buyers
05:49 The 99% & 100% mortgage
08:22 Rent as part of affordability assessment at Skipton
09:39 Lending on properties with cladding
11:14 External impacts on mortgage lending
12:53 Top tip stress test yourself
13:36 Rate expectations
To find out more about Skipton mortgage products
https://www.skipton.co.uk/mortgages
Or speak to our recommended mortgage brokers https://www.moveiq.co.uk/tools/buying...
Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads.
SUBSCRIBE TO MOVE iQ YOUTUBE CHANNEL
/ moveiq
GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉
https://www.moveiq.co.uk/newsletters...
VISIT OUR MOVE iQ WEBSITE
https://www.moveiq.co.uk/
➤ CONNECT WITH MOVE iQ ON SOCIAL
Twitter: / moveiqproperty
Instagram: / moveiq
Facebook: / moveiq
TikTok: https://www.tiktok.com/@philspencertv...