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Over the course of your working life you've probably accumulated retirement savings in a few different "Tax buckets" taxable, taxdeferred, and taxfree accounts.

The order and combination in which you withdraw from these accounts can mean the difference in hundreds of thousands of dollars in taxes paid over your lifetime.

In this video, Jake breaks down the different tax buckets and shows an example of how one of our client households is projected to save over $400K in taxes (BEFORE considering Roth conversions!) throughout their retirement.

Incase you missed the link in the video, here's the video where we show the potential impact of Roth conversions:    • Starting a Roth IRA After 50: Too Lat...  

0:34 Agenda
1:19 Your Desired Retirement Lifestyle (Expenses)
2:09 Your Income Floor (Guaranteed Income)
2:43 "Fill The Gap" (How much you'll need from your portfolio)
3:00 Tax Buckets
3:05 Taxable Accounts
3:57 Longterm Capital Gains
4:08 TaxDeferred Accounts
4:52 TaxFree Accounts
5:35 Case Study Overview
7:22 Kevin & Katie's Tax Buckets
8:00 Conventional Method vs. Taxable, TaxDeferred, TaxFree
9:48 Roth Conversions up to 24% Bracket
10:30 Considerations
11:27 RMDs / Social Security / IRMAA

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*This content is educational and not tax, legal, or investment advice*